Hello and welcome to my review of Bryan Perry’s “Cash Machine” service.
I stumbled across this service about a week ago through a presentation on Bryan’s website, where he was talking about a “Great Dividend Disaster” coming in 2021.
According to Bryan, big name company revenues are starting to slow, which he says could end up being a disaster for many who rely on dividend income.
And he says the solution is to join his advisory service, Cash Machine, where he reveals the dividend stocks he thinks you should dump now, and his top five income stocks to own.
So I decided to take a closer look at what he’s offering, to see if it was the real deal or not. And in this review, I’ll show you what I found to help you decide if it’s right for you.
Is There Really a “Dividend Disaster” Coming?
As of writing, there are two different presentations on Bryan Perry’s website (bryanperryinvesting.com) that are more or less stating that dividends are about to be slashed and that anyone counting on dividend income could be in serious trouble.
One presentation is a video featuring Roger Michalski, publisher at Eagle Financial Publications, who talks about 99 companies that could be about to slash dividends:
During the presentation, Roger says we’re at the dawn of one of the greatest economic collapses of our time, and that millions of Americans could be “sent to the poorhouse” as a result.
The other presentation (more or less) says the same thing, but it’s a written version in the form of an “urgent alert” from Bryan Perry himself titled “The Great Dividend Disaster of 2021: Why Companies Are Racing to Cut Dividends to Survive.”
Both presentations share similar concerns about dividends, but since Bryan Perry is the expert on dividend investing, I’m going to focus on his version of the presentation going forward.
What “dividend disaster” is Bryan referring to?
In his written presentation, Bryan starts out by stating that companies all over the United States are laying off employees, reducing their expenses, and cutting dividends.
Which may be putting your retirement income at risk.
Companies all across America are laying off workers, cutting expenses and slashing dividends.
The retirement income you once thought was safe isn’t.Bryan Perry (Source: bryanperryinvesting.com/offer/cash-web-def/?source=CMAWEB04&step=1)
Bryan says that this is already happening, and points out the dividend cuts being made by well-known companies like Ford, Delta, Boeing, Marriott, and Nordstrom.
He also talks about how this dividend disaster is even creeping into energy stocks like Occidental Petroleum and REITs like Pebblebrook Hotel Trust.
According to Bryan, however, the worst is yet to come.
He points out that, due to the pandemic and resulting lockdowns, America has gone from the strongest economy in the world to one that’s “teetering on the brink of recession.”
And, perhaps as a way to add more credibility to his message, he points out a quote from a Goldman Sachs analyst about how they believe dividends may be cut going forward.
I’m not the only one who sees the handwriting on the wall. Analysts at Goldman Sachs are saying the same thing: “We expect significantly more dividend cuts are likely to be announced in conjunction with the release of quarterly financial results.”
I did some digging… and according to an article on MarketWatch, that quote was made in early 2020 and was referring to how they expected dividend cuts to be announced in April 2020.
In any case, Bryan goes on to point out four specific stocks that he thinks you should sell immediately, because he says these could end up slashing dividends.
Here are the companies he suggests selling in the presentation:
- ExxonMobil (XOM)
- HSBC Holdings PLC (HSBC)
- Simon Property Group (SPG)
- Wells Fargo (WFC)
Why does he think the above companies will cut dividends?
According to Bryan, they are all suffering from declining earnings growth due to unfavorable economic conditions, which he says could result in their sales “evaporating,” a free fall in their stock prices, and dividends being reduced or even eliminated.
He then goes on to say that there are many more companies that could end up slashing dividends anywhere from 25% to 75% or more in future. And that, in his report titled “99 Big-Name Dividend Disasters to Sell Now” he reveals the ones he thinks you should sell.
It’s not all doom and gloom though…
Bryan also points out that there are five companies that could keep your income safe and growing, despite what is happening and what he sees coming in the near future.
But to get access to the names of the companies he suggests, you need to read his special report titled “5 Best Income Stocks to Own Now.”
How do you get access to these reports?
In order to get access to both reports (that show you which dividend stocks to dump and buy), you need join his service, called Cash Machine, through the “Dividend Disaster” presentation.
So let’s take a look at what this service is all about, how it works, and who Bryan Perry is, to try to figure out if it’s actually worth joining.
Overview of Bryan Perry’s Cash Machine Service
Cash Machine is an income focussed advisory service headed up by investing veteran Bryan Perry. The core focus of the service is on helping subscribers earn above average yields in the safest way possible through a variety of income generating investments.
As Bryan puts it:
If you’ve never seen Cash Machine before, it’s a one-of-a-kind, income investing advisory whose sole mission is to provide you with a rising source of safe income in all markets at all times.
Over the 20 plus years the service has been running, it seems to have quite a solid track record. According to Bryan Perry, the average yield on their Cash Machine stocks is 10.15% annually.
The average yield on our Cash Machine stocks is a whopping 10.15% — with our highest-yielder delivering a rock-solid 17%.
And considering the average dividend yield of stocks in the S&P 500 is around 2% and U.S. 30 Year Treasury Bonds currently yield less than 2%, that is well above average.
He also says his subscribers have never missed a dividend payment. Not even once.
Sounds good, but it does beg a couple questions…
- Has the service really performed that well?
- If so, how does he do it?
On the first point…
It’s difficult to properly verify the track record of Bryan’s Cash Machine service, but I am inclined to believe what he says about his recommendations providing 10% yields on average.
Because Bryan makes a very specific statement about how his recommendations have provided an average of 10.15% annual yields. And even though it could be untrue, I personally doubt he’d make such a bold claim unless he was able to verify it, because otherwise the FTC could find out, especially since Cash Machine is such a popular, long-running service.
Not to mention, you get access to the model portfolio when you join, so you can verify exactly what he’s recommending and how much it’s currently yielding, the moment you sign up.
And if it’s not like he says, you can simply get a refund.
So, assuming his 10% yield claims are true… how does he do it?
How Does The Cash Machine Service Work?
The basic idea behind the Cash Machine service is to provide subscribers with insights and recommendations on generating investment income on a monthly basis.
The main way Bryan and his team share this with subscribers is through the monthly issues of the service, but you also get access to four different model portfolios, special reports and updates which is all designed to help you get the most out of Bryan’s recommendations.
How does Bryan vet his recommendations?
First and foremost, Bryan is an expert investor who’s been doing this for decades. Before becoming the editor of Cash Machine, he was a financial adviser for Wall Street firms like Bear Stearns and Lehman Brothers. So his experience plays a role in what he recommends.
But according to Bryan, the one thing that he and his team do that separates the Cash Machine service from the rest is how they “evaluate the underlying income securities for safety.”
Bryan says they use a 10-point Must System to evaluate the opportunities they recommend. Which takes into account things like revenue growth, earnings growth, and profit margins.
He says they know the strength of the stocks they invest in and the real safety ratings of the bonds and bond funds they invest in. Which gives them insight into how the dividends are earned and how likely they will continue to be paid out.
This, according to Bryan, means they reject 999 out of 1,000 income stocks, utilities, master limited partnerships, and mutual funds. And it’s what helps set them apart from the rest.
So, for a stock, bond or mutual fund to qualify for our buy list, it must pass a veritable gauntlet of stress tests that my colleagues tell me is 10 times tougher than those of Moody’s, Standard & Poor’s, Dun & Bradstreet or Fitch Ratings.
Aside from specific recommendations, subscribers also receive regular insights on the financial markets, economy and political events that Bryan thinks could impact your income.
Here’s an overview of what you get if you join:
- 12 Monthly issues: The monthly issues contain Bryan’s latest research and recommendations on what he describes as Wall Street’s safest and highest-yielding growth and income stocks.
- Four model portfolios: There are four model portfolios within the Cash Machine members area, and each contains its own group of recommendations tailored for different investors.
- Safe Haven – lower risk recommendations that yield up to 5%.
- Accelerated Income – recommendations that yield between 6% to 10%.
- Extreme Income – higher risk recommendations that may yield 10% to 20%.
- Special Situations – unique opportunities to potentially earn more.
- Updates: Subscribers receive weekly updates and regular “alerts” on events that impact the existing model portfolios.
- Bonus reports: By subscribing to the service through the presentation mentioned above, you get access to two special reports. The first is called “99 Big-Name Dividend Disasters to Sell Now” and the second is called “5 Best Income Stocks to Own Now.”
How Much Does It Cost To Join?
According to the company website, the service normally costs $249. However, as part of the “Dividend Disaster” presentation, you can join for as low as $49.95.
All in all, there are three membership options:
- Gold subscription ($49.95): This gives you access to the basic membership with no bonus reports.
- Platinum subscription ($77): The Platinum subscription gives you access to the Cash Machine service and the two bonus reports mentioned earlier.
- Diamond Elite subscription ($149): This gives you access to everything in the Platinum membership, but with one extra bonus report titled “Two-Way Winners: 4 High-Yield Investments with Money-Doubling Potential.”
What’s the refund policy?
The Cash Machine service comes with a 30 day money back guarantee. So if you join and don’t like the service within your first 30 days, you can get a full refund.
Are there any upsells?
Most investment advisory services I’ve reviewed have upsells, and this one is no different. Cash Machine has an upgrade option called Premium Income which, according to the website, gives subscribers a “unique way to generate additional income on the Cash Machine stocks.”
And the “Premium Income” upgrade costs $275 for 12 months.
Who Is Bryan Perry?
Bryan Perry is the man behind the Cash Machine service, as well as other services like Premium Income, Quick Income Trader and Breakout Profits Alert.
Prior to working with Eagle Financial Publications, the publishing company behind his services, Bryan worked on Wall Street as a financial advisor for firms like Bear Stearns, Paine Webber and Lehman Brothers for over two decades.
He also co-hosted shows on the Bloomberg affiliate radio network in the late 1990s. And, according to his bio on bryanperryinvesting.com, his insights are regular quoted by Forbes, Business Week and MarketWatch.
I did some research, and it turns out Bryan has also published a book on dividend investing called “The 25% Cash Machine: Double Digit Income Investing” which was published in January of 2007 and is currently available on Amazon.
There aren’t many reviews on this book, but as of writing, the majority are positive. And they might be worth checking out if you want more insight into Bryan and his methodology.
Bryan also works with other well-known finance gurus, like Bob Carlson for example, who is the editor of a service called Retirement Watch which I recently reviewed.
Is Bryan Perry’s Cash Machine Legit?
Bryan Perry’s Cash Machine service is legitimate.
It’s run by a real investing expert with over three decades of experience and backed by a popular financial publishing company called Eagle Financial Publications who publishes dozens of investing services.
I wouldn’t expect to make consistently high yields without taking any risks through. The service is designed to recommend “safe” investing opportunities, but there are no guarantees.
The good thing about the Cash Machine service, however, is that you get four different model portfolios to choose from. So you can choose to put your money into lower risk, lower reward style recommendations, or take on more risk for potentially higher reward.
And that’s not something all services provide.
The other cool thing about Cash Machine is there’s a 30 day money back guarantee in place. So you can literally try it out and if you’re not happy with it, get a refund.
Bryan Perry says that there’s a “dividend disaster” coming that could negatively impact anyone relying on dividend income, especially those in retirement.
And that his service, Cash Machine, can help you sell the “losers” you may already be holding and move into the potentially safer, higher yielding opportunities he recommends.
This includes opportunities in income stocks, utilities, master limited partnerships, and mutual funds. Bryan and his team search for the lowest risk, highest potential opportunities.
Just keep in mind, however, that even though his service does have a great track record, there are always risks involved with investing.
No matter which service you join, who you’re following, or what they recommend, nobody can guarantee you’ll make a set amount of money because nobody can predict the future.
That said, I do think this could be a worthwhile service if you’re interested in income generating investments. Based on what Bryan says, his track record is impressive. And the fact that there’s a 30 day refund policy in place does take much of the risk out of giving it a try.