Swag Pay: Make Money Inviting Friends? [SwagPay.co Review]

I came across Swag Pay (swagpay.co) today, which is a new site that claims you can make money inviting people to join the site through your referral link.

Unfortunately, this is NOT a legitimate way to make money online.

I don’t expect you to take my word for it though. So in this review, I am going to walk you through exactly why I say this and provide proof to back up what I am saying.

What’s SwagPay About?

According to swagpay.co, the site is all about helping you make easy money.

They say you can earn $2 – $5 for every person who clicks on your referral link, and $10 – $15 when one of those people join Swag Pay.

They also say that they are the “#1 influencer platform” online. Stating that they have been in business for over 7 years, have over 700k members and have paid out over $10 million in commissions.

SwagPay Stats

Apparently, the reason they can pay you such good money, is because of the partners they work with. The site literally claims to be working with companies like McDonald’s, Dunkin’ Donuts and Burger King, among others:

Big Name Brand Partners Lie

Make no mistake, SwagPay.co is NOT working with ANY of these brands.

Because in reality, Swag Pay is a scam site and does not pay anyone anything they are actually owed. The whole thing is about getting your name and email.

The reason I know this is because I have come across many versions of this same site over the years. Most recently, I exposed a scam called Notion Cash.

I HIGHLY recommend you read the above review I just linked to.

Because in that review, you will see how similar these sites are and how it is a blatant, proven scam. The BBB itself even issued a warning about Notion Cash which I link to in that review.

Be smart, check it out.

Anyways, I am now going to explain how this (really) works and why it is a scam.

How Swag Pay Really Works

The way Swag Pay really works is by first of all luring you onto the site, typically via a SPAM email or online ad of some kind.

Then, once you’re on the site, you are told that you can “make $500 to $1,000 today”. And that, just by signing up, you will receive a $25 welcome bonus.

Once you create your account, you get your unique referral link, which you are instructed to share to invite others. And what most people do is share this on social media sites like Facebook for example.

If someone clicks on your link, you make $2 and if someone joins, you make $10.

Or at least, that’s how it looks within the members area!

In reality, nobody EVER gets paid a single cent of this. This is something I have repeatedly proven through many of these scam sites.

Here’s a list of near identical, proven scam sites:

Not one single one of these sites has ever paid members what they are actually owed.

The whole thing is a trick.

It may look like your account is making you money, but it simply isn’t real.

When it comes time to cash out, you get the run around. Just like everybody else. Unfortunately, it is only at this point that most people realise that they’ve been scammed.

But at this point, it’s too late.

They already have your information, which is the entire reason why they are running this site to begin with.

The whole idea is to create a massive “sucker list” of emails so that they can SPAM you with scammy offers they are affiliated with.

And it works. Because people join because it’s free and (since they “think” they’re making money) they go out and unknowingly spread the scam all over social media.

5 Reasons You Should Avoid SwagPay.co

  1. This is NOT how referral marketing (really) works
  2. They have NOT been in business for over 7 years
  3. They are NOT working with big name brands
  4. Nobody EVER gets paid
  5. The real agenda is getting your personal information

1. This is NOT how referral marketing (really) works

I’ve been doing online marketing for almost 4 years now, and earn 6 figures per year doing it.

A big part of what I do is generating leads and sales for other companies (affiliate marketing). Which is how I KNOW that no real company is actually going to pay you $2 per click or $10 for a random free user.

There are companies that pay for leads, yes.

But there is big difference in the way legitimate companies operate and the way Swag Pay operates.

For example, legitimate sites ALWAYS have a stringent vetting process in place. They would never, and I really do mean never, pay such high amounts for completely random, unvetted clicks and leads. There is just no way known.

Aside from what I am saying, this simply doesn’t pass the “too good to be true” test.

Think about it.

If making $100’s (even $1,000’s) was as easy as sharing your link on social media, wouldn’t everyone be rich?

2. They have NOT been in business for over 7 years

The site claims they have been in business for over 7 years, which is BS.

The swagpay.co domain was registered anonymously on June 23rd, 2019 according to the Who.is database. Which means there is absolutely ZERO merit in this.

And I visited their “about” page to see what I could find.

Surprise surprise, it provides no information about who is actually running the show.

Instead, it raised even more red flags.

Take a look at the following screenshot of the about page:

swagpay.co About Page
Click to enlarge image

There’s a few major things wrong with this page.

Firstly, they don’t reveal who they are on the ONE page they are mean to.

Second, they contradict themselves about how long they’ve been in business. On one hand, it’s “7+ years” and below that, one the same freaking page, it’s “less than 5 years”. Which is it?

Lastly, the company name they use (SwagPay Inc) does NOT exist, it’s a fake company name!

3. They are NOT working with big name brands

I could probably just stop writing here to be honest. But in the interests of giving you as much proof as humanly possible, I will continue.

None of the companies they claim to be working with, are in ANY way, shape or form, associated with SwagPay.

This is a blatant fabrication. Period.

The good thing about this though, is that as soon as these companies find out, they will take action against this scam site. Which means it probably won’t last very long.

4. Nobody EVER gets paid

This is something I have proven over and over again.

Nobody, at any point, has EVER been paid a single cent from any of these scam sites. They may use different names and domains, but they are all the same and they do not pay you.

My recent review of Notion Cash is flooded with comments from people who never got paid. As are the other reviews I linked to earlier.

5. The real agenda is getting your personal information

Last but not least, the reason they’re doing this in the first place.

You might wonder what’s in it for them if the whole thing is free. And that’s a great question.

The answer is, because they want your name and email address.

Because unfortunately, in the online world, dubious marketers will pay big money for a targeted list of people they can SPAM with their offers.

So when you give these people your email, expect SPAM. Regularly. Because they are going to be sending you junk promo emails, and selling your emails to others, who do the same.

Not to mention, there is an inherent risk of identity theft among sites like this.

Because during the registration process and when you complete the section for “getting paid”, you are providing sensitive personal information that could be used to access other accounts you own.

And this works, because many people use the same username and passwords across different accounts.


If you’re read this far, you know that my conclusion is that SwagPay.co is a scam site.

There is nothing legitimate about this site and it is not a real way to earn money on the internet. Instead, it’s a good way to get your social media accounts banned and start getting spammed.

Unfortunately, most people readily join and share sites like this. Because they are free to join and the whole thing is about sharing it with other, which you think is making you money. This is why sites like this go “viral” very quickly.

In reality what you are doing by sharing your link, is spreading this scam like wild fire. You are unknowingly doing these scammers dirty work for them.

And THAT folks, is the “genius” behind this scam operation.

Getting other people to share their links, to build these scammers a huge email list, which they use to make money.

Join or don’t, it’s up to you.

But there’s not a snowflakes chance in hell that I’ll be recommending this.

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