The Company: 4 Corners Alliance Group
Founder & CEO: David Harrison
Startup Cost: $18
This company claims they will teach you how to create wealth in short period of time with their financial education products and business opportunity. You are right to be doing your homework since building wealth is never that easy. I'll show you what I found to help you decide if it's legit.
The company specialises in ebooks, newsletters and an online platform designed to teach people all about creating wealth and investing. It was founded by David Harrison in 2013 and operates under the network marketing business model without a physical headquarters.
They have a range of Private Label Rights (PLR) ebooks that talk all about wealth and investing. PLR just means content created by someone and purchased by someone else with the rights to re-brand it as their own.
To be honest I think these books could be found elsewhere for the same or less cost.
They also sell a newsletter for about $30 per month and a digital platform for learning about wealth at an extra monthly cost.
Personally, I am not convinced they are the greatest products ever but maybe you think differently. I'm pretty certain I could find the same (if not better) information without joining the mlm.
Business Opportunity & Compensation Plan Explained
The whole idea of this business is to sign people up who sign people up, the major focus in this company is clearly recruiting since not many people will be searching for and buying this companies re-branded ebooks. At least not in my opinion.
It works on a forced matrix uni level model whereby you have a pre-determined amount of people on each level.
How You Can Earn
Instant Commissions (IC): You can earn a set amount on people you sponsor when they buy one of the six 'education levels' the company provides. These commissions are one time and range from $4-$120 according to the product level you sell to them.
You must have purchased each level yourself in order to be able to receive the commission for it.
IC Matching Bonus: As people you directly sponsor earn the IC just explained from people in their downline, you earn a 100% matching bonus on their commission. For example if you sponsor Jenny and she gets an IC check for $945 then you get that same amount.
Monthly Residuals & Matching Bonus: This commission is paid 7 levels deeps and pays you every time someone joins up to the 'Starien' or 'Newsletter' subscriptions. This commission ranges from $1-$4 per person in your downline and again, you must be signed up yourself to get commissions on these. Since these are subscriptions you will receive these commissions each month your reps stay signed up. In addition to this, everyone you personally sponsor that receives a monthly residual payment themselves will pay you a 100% matching bonus.
Retail Sales: It seems the company is a little confused about how they pay out commissions as you can see below:
Notice how this example makes no sense at all, yet these people are selling you financial products. That is a worry lol... I mean am I missing something here?
Here's why this makes no sense:
- Consumer pays $12 for an ebook at full retail... so far so good
- Company pockets $2 which means we now have $10 left over
- You apparently get that $10, there's now no money left over from this original purchase
- Your sponsor is apparently getting paid $2...where on earth is that money coming from??
It baffles me how they could be so careless about explaining the numbers of their business when they are a financial services company.
I think they are trying to say you get 80% of the commissionable volume of any retail sale made through your replicated website.
Getting Started & Staying Active
The cost to join is only $18 which is very low and the cost to stay active is only about $10 every 6 months, also extremely low. The catch to this is that unless you have purchased the products yourself you don't earn commissions on them. So if you want to 'unlock' an earnings level you need to have purchased it yourself.
First Year Cost Estimate
This is an estimate of what I think it would cost the average rep trying to build their business in the first 12 months. It is an estimate based on my research and opinion only so always do your own research before making any decisions.
Joining Fee= $18
Staying Active= $30
Unlock All Product Levels= $1468 ($545 one time for all products+ $923.40 for Starien and Newsletter 12 months subscription)
This is about the average cost of most mlm's I've reviewed but it doesn't take into account conventions, marketing costs and other typical costs associated with a business.
What I Liked
- They have something other than health and wellness products
- Low cost to join
- Easy to understand comp plan breakdown
What I Didn't Like
- From what I have seen, low value products in light of the asking price
- The price to truly make money in this company is a lot different than it first appears
- The average earnings of reps is very low at only $500- $2000 annually for all reps
- They do not provide an official compensation plan, an income disclosure or retail product prices
I was hopeful this company might be somewhat different to a lot of mlm's that just inflate the value of their products and overhype the opportunity.
Unfortunately I am not convinced the products are worth the kind of money they are wanting and my overall thoughts are that this company is lacking in a lot of ways. It might be cheap to join and stay active but how much it costs to really be in business is another story.
It is for these reasons that I do not recommend this as the best business to get involved with. Please comment below if you have anything to add or have questions about this review.
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