Avoid Bob Howsden’s “Your Income Forever” System

Quick Overview

Program Name: Your Income Forever (located at: yourincomeforevernow.com/smartmoney/video)

Review Summary: The website claims to give people a system to send people emails for cash by using a free system. It’s not free and people are being charged for access to something they cannot use or cancel.

Price: $0.97/ $37 per month

What Is YIF?

I first came across this while doing some research on Facebook for another program known as Phoenix Power Rising, a fully fledged scam.

One of the affiliates for that company posted a video inside Facebook saying how YIF was a “good fall back” incase the Phoenix scheme didn’t work out. The video sounded pretty convincing so I decided to check his recommendation out and soon learned this was being run by a con artist known as Bob Howsden.

How It Works

Howsden tells you it’s all free and you’re going to make money by sending emails to people.

First of all, it is NOT free:

False Marketing

It costs 97 cents and people are claiming that he cannot be contacted for a refund or to cancel their account which means you’ll be stuck paying $37 per month until you cancel your credit card.

Program cost

Any program leading with such an obvious lie is seriously not worth getting involved with in my opinion.

The method of making money Howsden is referring to in his sales video is known as CPA, which pays out when a person takes a specific action through the CPA affiliates’s unique links. For example, if I was a CPA affiliate and convinced someone to fill out a short questionnaire, I’d get paid x amount of dollars. The amount paid is normally quite a small but it’s a legit way to make money online in itself.

It appears as though Howsden doesn’t provide much useful information and these days it seems people cannot even access the product.

What Others Are Saying

YIF complaints on YouTube
Source: https://www.youtube.com/watch?v=XcUY2gE–_Q&google_comment_id=z12sitggtlfbur4xl04cjppojmeghbsjdy40k

Every review by a customer I’ve seen resoundingly states that they continue getting charged even after trying to cancel:

Needless to say, I wasn’t in a hurry to whip out my credit card out after looking into this program.

Bob Howsden Complaint

I also found another Bob Howsden complaint for another program he seems to be responsible for named Free Factor. Seems to be a similar scheme with people being the recipients of unauthorised credit card charges.

How Safe Is Your Information?

Not very. Why?

If you take a look at the bottom of the webpage you’ll notice that the link to ‘legal information’ does not work and there is no privacy policy or terms and conditions anywhere to be found- even in the payment screen!

That is a massive red flag and I seriously do not recommend handing over your personally identifiable information and credit card details to any website like this.

Final Thoughts

It is possible to make money online but unfortunately it’s not going to happen by listening to gurus like this. These kinds of programs exist to rip off unsuspecting people and line the pockets of those that put them together. Hope this helps!

7 thoughts on “Avoid Bob Howsden’s “Your Income Forever” System”

  1. If this Bob Howsden is a fraud, then why hasn’t the FBI arrested him or have they??? Please enlighten us if in fact this person is committing fraud. Thank you.

    • Hi David,

      This review is based entirely on my opinion, from what I saw at the time of publishing. So I am not in a position to confirm this or speak for law enforcement in any way. What you choose to do and what system you choose to join is entirely up to you.

      Also, it seems as though the site has since shut down and maybe operating under a different URL now, so it’s possible there have been some changes since I wrote this over 2 years ago.

      I have marked this review for an update so will try to update when I get a chance.

      Thanks for commenting.

    • Hi John, I’m not entirely sure what you mean but if you are saying you need to help to start an online business, click here. This is not going to get you rich quickly or anything, but this is a proven path to building a profitable online business. And I will help you if you follow the steps. Hope this helps!

    • Hello Mary Ann,

      I am not sure what you mean? I don’t own Bob Howsdens product so if you can’t login to your back office you’ll have to take it up with him.

      Or are you meaning something else?


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