Program Name: Your Income Forever (located at: yourincomeforevernow.com/smartmoney/video)
Review Summary: The website claims to give people a system to send people emails for cash by using a free system. It’s not free and people are being charged for access to something they cannot use or cancel.
Price: $0.97/ $37 per month
What Is YIF?
I first came across this while doing some research on Facebook for another program known as Phoenix Power Rising, a fully fledged scam.
One of the affiliates for that company posted a video inside Facebook saying how YIF was a “good fall back” incase the Phoenix scheme didn’t work out. The video sounded pretty convincing so I decided to check his recommendation out and soon learned this was being run by a con artist known as Bob Howsden.
How It Works
Howsden tells you it’s all free and you’re going to make money by sending emails to people.
First of all, it is NOT free:
It costs 97 cents and people are claiming that he cannot be contacted for a refund or to cancel their account which means you’ll be stuck paying $37 per month until you cancel your credit card.
Any program leading with such an obvious lie is seriously not worth getting involved with in my opinion.
The method of making money Howsden is referring to in his sales video is known as CPA, which pays out when a person takes a specific action through the CPA affiliates’s unique links. For example, if I was a CPA affiliate and convinced someone to fill out a short questionnaire, I’d get paid x amount of dollars. The amount paid is normally quite a small but it’s a legit way to make money online in itself.
It appears as though Howsden doesn’t provide much useful information and these days it seems people cannot even access the product.
What Others Are Saying
Every review by a customer I’ve seen resoundingly states that they continue getting charged even after trying to cancel:
Needless to say, I wasn’t in a hurry to whip out my credit card out after looking into this program.
I also found another Bob Howsden complaint for another program he seems to be responsible for named Free Factor. Seems to be a similar scheme with people being the recipients of unauthorised credit card charges.
How Safe Is Your Information?
Not very. Why?
That is a massive red flag and I seriously do not recommend handing over your personally identifiable information and credit card details to any website like this.
It is possible to make money online but unfortunately it’s not going to happen by listening to gurus like this. These kinds of programs exist to rip off unsuspecting people and line the pockets of those that put them together. Hope this helps!
Hope you enjoyed the article! My name is Tim and I’m the creator of Affiliate UNguru. I started this site out of a passion to help others avoid scams and to share how I’ve been able to create a successful business online. You can see how I did it in this free training.